Be very observant in your future endeavors.

Aww Karen, that fucking sucks. I've heard of more than one of my pals who's caught a cheatin' heart that way. Fucking fucktards. I sent you an email.

Once upon a time a boy asked a girl "Will you marry me?, and she said "No" and they both lived happily ever after.

Well, I signed the petition this afternoon, so it should file in the next day or so. Of course, on the way to the attorney's office, I rounded a curb too quickly and bashed the fuck out of my right rear tire, causing a blister the size of Kentucky -- so then I got to hang out at Discount Tire for a while. Good times.

I suppose I should be grateful that I didn't hit another car. Who, me? Frazzled?

karenw wrote:

Got a notice today from my HR department that in 2 weeks a garnishment against my wages will begin for a vehicle we bought together back in 2004. It was repo'd in 2006 and I thought it was paid off.

Of course, I co-signed for it, so I have no choice but to eat this.

Don't assume you are stuck.  Ask your lawyer if this debt can be assigned to your soon to be ex-asshole as part of his share of the community property.

You shouldn't rely on anything the collection attorneys say.  Many times they keep a percentage of what they recover, and their interests are opposed to yours.

I am no expert, but I suspect there is nothing to be gained from even talking to these collection people. They seek to wear you down all the while gathering info that allows them to asses how much they can get out of you. Which could hinder you when you do make an offer of settlement.

You might want to get some good consultation on how to construct an approach and offer.

From what I know in working with real estate attorney in regards to clearing titles from old debts, the companies that acquire these very old bad debt pay mere pennies on the dollar. There is lots of room to make very low offers of settlement in the 10 to 20 percent range on only the original amount. Not including any accrued interest or penalties.

You are never without options. And that will remain as long as these sharks are unable to re institute debtors prisons.

Wow! Just look at all the offers. Maybe we should do a H-S lineup.

Or -- even better -- a H-S "Dating Game!" The audience could help choose my next date!

First question: How do you approach holding a job and paying bills?
Second question: What are your unresolved childhood issues?
Third question: Can you diagnose and fix a shimmy that has developed in the front-end of a 1997 Buick LeSabre?

STAY TUNED FOLKS!

karenw wrote:

First question: How do you approach holding a job and paying bills?
Second question: What are your unresolved childhood issues?
Third question: Can you diagnose and fix a shimmy that has developed in the front-end of a 1997 Buick LeSabre?

1) Carefully.  But it beats being broke and bored, and I get to help people live longer and have better lives, so at least it doesn't suck.

2) Mommy never breast-fed me enough. 

3) Several causes... first, check the ball joints to see if they are worn out... second, check the tire balance... third, check the tires to see if they have any damage such as bulges which would indicate a slipped belt... fourth, check the alignment, particularly the Ackerman angles and toe-in... finally, check the wheel bearings and CV joints for tightness/integrity.  And yes, I can fix all of these, except the alignment - that I send out.

Last edited by whosasailorthen (2010-04-11 10:46:57)